Holiday shopping season is now upon us. Whether you're shopping online or heading to the store, keep these four smart shopping tips in mind. Your savings account will thank you for it.

Create a Holiday Budget

This can be a simple budget. Based on your current account balance, you may have a number that you don't want to exceed, or you may have a limit for each person you need to buy for. However you create your budget, just be sure to stick to it - no matter what.

Shop Around for the Best Price

Just because you find an item 30% off at the one store, doesn't mean you won't find it 40% off at another. It's easy to shop around online, but if you are going to the store, do some online research beforehand.

Sign up for Emails

Many retailers will offer a discount just to sign up for emails. And as the holiday season approaches you're likely to receive exclusive email offers that will help you save even more money on gifts.

Start a Holiday Club Savings Account for Next Year

The best way to handle holiday shopping is to prepare early. Our Christmas Club Savings Accounts are designed to help you save for holiday spending. You open an account and set up a direct deposit or automatic transfer to add money throughout the year. On October 15th, your money is made available to you via a transfer to your Progressions Credit Union checking account. This is how quickly it can build up over 26 paydays:

For more advice on how to spend, save, and manage your money through the holidays, contact one of our Financial Service Representatives today! We are here for you and want to put you on the Road to Financial Solutions.